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Zahra is a 38-year-old married woman, mother of two children. Six months ago she established a small bakery in order to help her husband in making their living. Zahra and her husband are Palestinian refugees living and working in a Palestinian camp. Her customers are camp citizens and she works hard to please and attract them with the special dough and ingredients she uses. Zahra's specialties attract new customers and keep them coming back.

Zahra is requesting her first loan through the Kiva partner Al Majmoua to buy necessary tools for her newly established business. Her bakery needs a lot of things at the beginning and Zahra wants to make sure that she is capable of meeting customer demand. In the future, she hopes to keep on expanding her business as much as she can to provide for her family. Zahra hopes that one day she might move her bakery outside the camp.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

About Lebanon

  • $15,800
    Average annual income
  • 94
    View loans »
    Lebanon Loans Fundraising
  • $19,258,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Zahra to buy tools and supplies for her bakery.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 21, 2013
Currency Exchange Loss:
May 17, 2014