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Xhidije is a 57-year-old villager and a mother of six; some of her children are continuing going to school. They live in south-central Albania. Until the age of 35, Xhidije worked in livestock farming, called a “Cooperative” back in the Communist era.

Xhidije’s activity for the past ten years has been in selling fresh dairy produce to the market. She has dairy cows, and this is where she gets the milk to make dairy products, cheese/cottage cheese and yogurt. Dairy is considered a staple food throughout the country and especially in the rural areas, where almost every family makes its own.

Xhidije is now requesting a loan to buy another milk cow.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,025,050
    Funds lent in using Kiva
  • 109.5
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Xhidije to buy a dairy cow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2013
May 21, 2013
Currency Exchange Loss:
Jul 17, 2014