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Manuel Salvador
Manuel is married, and his wife is a homemaker. He has three children that depend on him and they all go to school. He works as an operator in a state institution. He is requesting this loan to finish the construction of an annex that he was able to build with a previous loan, and invest in installing a roof, reinforced and whitewashed, to offer his family a secure respectable place.
View original language description ↓
El Sr. Manuel, es casado su esposa es ama de casa, tiene 3 hijos que dependen de él y van a la escuela todos, el trabaja como operario en una institución estatal, solicita este crédito para terminar la construcción de un anexo que logró hacer con el crédito anterior e invertirá en instalación de techo, embaldosado y repello, para brindarle a su familia un lugar seguro y digno.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Manuel Salvador to buy cement, sand, blocks and iron.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 20, 2013
Currency Exchange Loss:
Nov 17, 2014