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Emprendedoras En Accion Group
In this Group: Ana Maria, Diana Gisselle, Lissete, Amina, Zoraida, Eder
“Emprendedoras en Acción” (Entrepreneurs in Action) is a Communal Bank that consists of six friends. Ana María is the group president. She is 51 years old, married, and has two children and two grandchildren. Ana María lives at her mother-in-law’s house with her entire family. She is a seamstress and learned this trade from her cousins six years ago. Now she produces clothing from her home and is proud of her work because she can support herself and help her husband. Her customers are friends and neighbors from her town who are always requesting her services.

The loan she is requesting will be used to buy sewing materials, such as fabrics and thread. She is very excited about this loan and is grateful that people who do not know her are willing to help her and the other members of her Communal Bank.

In the photo, Ana María is wearing a yellow shirt.

View original language description ↓
Emprendedoras en Acción es una alcancía formada por 06 amigos. Ana María es la presidenta del grupo, ella tiene 51 años es casada con 02 hijos y 02 nietos, vive en casa de su suegra con toda su familia. Ana María es costurera, fueron sus primas quienes hace 06 años le enseñaron este oficio, ahora confecciona prendas de vestir en su domicilio y está orgullosa de su trabajo porque gracias a eso puede sostenerse y ayudar a su esposo. Sus clientas son amigas y vecinas de su localidad que siempre solicitan sus servicios. Con el préstamo solicitado podrá comprar materiales para sus confecciones como telas e hilos, está muy entusiasmada por este préstamo y agradecida al saber que personas que no la conocen la ayudaran tanto a ella como a su grupo comunal.
Ana María aparece en la foto con polo amarillo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 47
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras En Accion Group's $1,700 loan helped a member to buy sewing materials, such as fabrics and thread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 24, 2013
Currency Exchange Loss:
Nov 17, 2013