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Vitalia, 40, is married and has three childen ages 12, 13 and 15 who all attend school. She sells essential groceries at the neighborhood store she runs in the Cotoca area. This is her first loan through the institution and she will use it to buy merchandise to stock her store such as groceries, sweets and soft drinks. The reason for the loan is that there is much demand and she will be able to increase sales, but only if she has more stock.

Vitalia has a lot of competition because there are several stores in the area. She will use any profits she makes to buy more goods for the store so she can continue to grow on a daily basis. Her goal is to have a well-stocked store so she can increase business, thereby improving her income and the quality of life for her family.
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La Sra. Vitalia tiene 40 años, casada con tres hijos que son de las edades de 12, 13 y 15 todas ellas en edad escolar, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentran en la zona de Cotoca, este préstamo es su primera secuencia dentro de la institución, va a usar este préstamo para la compra de mercadería para surtir su negocio como abarrotes, dulces y refrescos, su razón para solicitar este préstamo es la mucha demanda que tiene y es ahí donde incrementa sus ventas, y necesita surtir su mercadería La Sra. Vitalia enfrenta retos en su negocio que son la competencia ya que existen varias tiendas en la zona, va a utilizar los beneficios en la compra de mas mercadería para surtir su tienda y seguir creciendo más cada día, su deseo para su negocio es de seguir vendiendo y tener una tienda surtida, así poder hacer crecer su negocio mejorar sus ingresos y por ende mejorar la calidad de vida de ella y de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Vitalia to buy merchandise to stock her store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 22, 2013
Currency Exchange Loss:
Apr 16, 2014