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Update on Rosmery

Rosmery is continuing to sell cosmetics and jewelry. She says that her previous loan went well, since she used it for the wholesale purchase of cosmetics that were on sale. She says that this was good and her business and clientele grew; as a result, her income increased. She is now requesting a loan for the wholesale purchase of cosmetics and jewelry in order to keep increasing her working capital. She feels happy and grateful for this new opportunity.
View original language description ↓
La Sra. Rosmery sigue con la actividad de la venta de cosméticos y joyas, cuenta que le fue bien con el anterior crédito ya que lo utilizo en la compra de cosméticos por mayor que se encuentra en promoción, cuenta que le fue bien creció en su actividad e incremento su clientela, y por ende sus ingresos económicos, en esta ocasión solicito el crédito para la compra de cosméticos y joyas por mayor para seguir incrementando su capital de trabajo, se siente feliz y agradecida por esta nueva oportunidad que le brindan.

Previous Loan Details

Sra. Rosmery is originally from the town of San José in Santa Cruz. She lives with Sr. Rider and they have two young children. They live in their own home in the District of Los Pinos. Rosmery has a business selling clothes, jewelry, and cosmetics through catalogs of various international comp... More from Rosmery's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 124
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Rosmery to buy cosmetics and jewelry.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 20, 2013
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Rosmery. It was first posted on Kiva on Jul, 2011. Learn More