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Maria Gloria
María, 30, is a single mother of a four-year-old girl. She lives at her sister’s together with her daughter in the city of Guaranda, Bolívar province.

María is a member of the communal bank Los Pinos, composed of fourteen members, all from the same community, which is located 40 minutes away from the office of the Community of Pangua.

María works in agriculture. She grows potatoes and raises chickens and cattle. She is requesting a loan to buy cattle and vaccines. With the help of this loan she will be able to have more animals, buying them in the city of Guaranda. Her main challenge is the animals’ diseases.

María’s dream is to have a good future and improve her financial situation. During her free time, she likes to rest at home with her daughter and go out for a walk.
View original language description ↓
María es madre soltera tiene 30 años de edad tiene una hija de 4 años de edad, vive en casa de la hermana junto a su hija en la ciudad de Guaranda Provincia de Bolívar.

Es integrante de la Ventanilla Los pinos, se encuentra formada por 14 socios que son de la misma comunidad, se dedican a la agricultura queda a 40 minutos de la oficina Comunidad Pangua.

María se dedica a la agricultura a la siembra de papas y crianza de pollos, ganado. Solicita el crédito para comprar un ganado y vacunas. Con la ayuda del crédito podrá aumentar los animales. La compra lo realizará en la ciudad de Guaranda. Los desafíos a los que se enfrenta son las enfermedades de los animales.

El sueño es tener un buen futuro y mejorar la economía. En el tiempo libre le gusta pasar descansando en la casa junto al hijo y pasear.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $25,592,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Gloria to buy cattle and vaccines.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 18, 2013
May 20, 2013
Currency Exchange Loss:
May 28, 2014