Luis is 55 years old. He is married and he has six children. He lives with his children and his spouse in the city of Guaranda. He is a member of the Los Pinos communal bank which is made up of 14 members that are from the same agricultural community located 40 minutes from the Pangua Community office.
Luis plants potatoes, corn and wheat and he also raises livestock. He is requesting the loan to buy a cow. With the help from the loan he will be able to buy and raise the animals. The challenges that he faces are problems with illnesses in the animals.
His dream is to build a house. In this free time he likes to rest and enjoy festivals.
Luis tiene 55 años de edad es casado tiene seis hijos, vive con los hijos y la conyugue en la ciudad de Guaranda.
Es integrante de la Ventanilla Los pinos, se encuentra formada por 14 socios que son de la misma comunidad, se dedican a la agricultura queda a 40 minutos de la oficina Comunidad Pangua.
Luis se dedica a la siembra de papas, maíz, trigo, además se dedica a la crianza de ganado. Solicita el crédito para comprar un ganado. Con la ayuda del crédito podrá comprar y aumentar los animales.
Los desafíos a los que se enfrenta son los problemas de enfermedades en los animales. El sueño es construir una casa.
En el tiempo libre le gusta descansar y disfrutar de las festividades.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!