Luz Clarita Group
The loan that they will take out will benefit these little microbusinesswomen, of whom Señora Virginia is one. She indicates that she joined Pro Mujer six months ago at the invitation of a friend from the institution. Now she has a business, a neighborhood store. She makes it known that she began this business on seeing the need that existed among her neighbors.
The loan that she will take out now is to increase her capital by buying canned goods, rice, noodles, etc., which she will acquire from the distributing stores in the city of El Alto, and then she will sell them in her sales space. This form of work allows her to generate resources to support her household as much as possible, since she lives in a free union relationship and has two children.
When she is asked what she likes about Pro Mujer, she responds that she likes the meetings and the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de tienda de barrio; da a conocer que este negocio lo emprendió por iniciativa al ver la necesidad que existía de sus vecinos.
El crédito que ahora sacará es para el aumento de capital (compra de enlatados, arroz, fideo, etc.) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su hogar pues ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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