Although she has received no formal education, Charlotte is an entrepreneur. She specializes in selling charcoal in Asebu Ekrokul (near Cape Coast). She has been involved in this enterprise for four years. Charlotte is married and has five children. Her husband works as a farmer. The proceeds from her business normally go toward helping her husband to cover the family’s general expenses and to pay their children’s school fees. Charlotte wants to use her loan to increase her current inventory levels, which will allow her to sell greater quantities of charcoal. In the long term, Charlotte plans to reinvest future profits in her business, thus helping her expand and meet rising customer demand.