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Salua is a 24-year-old married woman from Lod. She is a trained bookkeeper but, given her love of children and dedication to early childhood education, she decided to open a daycare center. There is much demand for daycare in her city and, working with her mother, she has opened a popular and respected childcare center. Due to the high demand, Salua is expanding her center to take on more children. She needed this loan to pay for renovations and buy additional mattresses for nap time, bedding, and age-appropriate educational and play toys. Salua wants to help to meet the demand for good child care for working mothers in her city. She is working to ensure that the renovations are completed before the sign-up for the fall begins. This will allow additional children to be cared for in her center.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 2
    View loans »
    Israel Loans Fundraising
  • $1,479,775
    Funds lent in using Kiva
  • 3.7
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $5,475 helped Salua to pay for renovations and buy additional mattresses for nap time, bedding and age-appropriate educational and play toys to expand her daycare center.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 21, 2013
Currency Exchange Loss:
Jul 17, 2015