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Gulzat is 40 years old and has four children. Her oldest daughter is a student. Gulzat raises farm animals, which is the primary source of income for her family. She began 12 years ago when she purchased livestock for 2,000 som. Thanks to her hard work, Gulzat now has two head of cattle and calves, and earns 7,000 som per month. In order to further develop her business, Gulzat has asked the microfinance institution Bai Tushum and Partners for a loan of 60,000 som to purchase two additional head of cattle. Gulzat plans to use the income from this loan to continue to increase the size of her herds, and also to save money for her younger children's education.
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Гульзат 40 лет, имеет 4 детей, из которых старшая дочь является студенткой. Гульзат в качестве основного дохода для своей семьи занимается животноводством, стартовав 12 лет назад с покупки скота на 2 000 сом. Благодаря упорному труду Гульзат в ее хозяйстве на сегодняшний день имеется 2 головы крупного рогатого скота с приплодом, ежемесячный доход составляет 7 000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гульзат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на увеличение поголовья скота за счет покупки 2 голов крупного рогатого скота. Доходы от кредита Гульзат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на обучение младших детей также.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Gulzat to purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 7, 2013
May 28, 2013
Currency Exchange Loss:
Dec 17, 2014