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Godfrey is a 35-year-old married man with three children; he also looks after two orphans. He is teacher by profession and it is from teaching that he earns a living. In 2010, Godfrey realized that there was a need for a nursery school in his village. He took it upon himself to start up a nursery school so as to help poor parents have their children attend school at a low cost near their homes. Young pupils were traveling long distances in search for schools and his initiative has helped many in the village.

Godfrey now wants a loan of 1,200,000 Ugandan Shillings to buy construction materials; especially, cement and sand to plaster the building so as to improve the environment his pupils are studying in. His dream is to develop the school and have classes up to primary seven, providing quality primary education at a low cost for the children in his village. He faces various challenges including late payment and at times non-payment of school fees by parents, which makes the operations very difficult. He ends up using his own money to keep the school running and pay the teachers.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,582.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Godfrey to buy cement and sand to plaster the nursery school block.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 8, 2013
May 21, 2013
Currency Exchange Loss:
Apr 16, 2014