Huong was born in 1965. She has three children. Two of them have their own families. The youngest child is learning at high school. Her husband grows landscape trees. Huong earns a living helping him. Her income is about 4,000,000 VND. She has done this job for six years. Her family’s total earnings are about 8,000,000 VND per month.
Huong has participated in SEDA's credit program since 2003. In the last cycle she borrowed 9,810,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 11,118,000 VND to buy fertilizer for her trees. She always wants to have more money to improve her business and buy some furniture for her house.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.