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Xuan's Group
In this Group: Xuan, Ha, Hoa, Nga, Nga
Xuan was born in 1957. She has two grown children, who have their own families. Her husband has retired. His pension is 2,000,000 VND per month. Xuan sells clothes to earn a living. She earns 3,000,000 VND a month. She has done this job for many years. Her family’s total income is about 6,000,000 VND per month.

Xuan has participated in SEDA's credit program since 2005. In the previous loan cycle she borrowed 9,810,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 10,682,000 VND. She will use the loan to buy more clothes to retail. Her dreams are to buy some more furniture for her house, and to enlarge her clothes shop.

Other members which are part of Xuan's group include the following:

Ha is 37 years old. She wants to borrow 10,682,000 VND, which she will use to sell beverages in her stall.
Hoa is 46 years old. She wants to borrow 10,682,000 VND, and wants to use it to sell groceries in her store.
Nga is 48 years old. She wants to borrow 10,682,000 VND. She will use the funds to sell clocks and watches in her shop.
Nga is 35 years old. She wants to borrow 10,682,000 VND, which she will use to sell clothes in her shop.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 60
    View loans »
    Vietnam Loans Fundraising
  • $17,278,400
    Funds lent in using Kiva
  • 20,924.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Xuan's Group's $2,575 loan helped a member to buy more clothes to retail.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014