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Shoghik lives in Vardavank village in the region of Syunik. She has been engaged in farming and agriculture for over 20 years. The only person that helps Shoghik is her husband.

They have a big private plot of land and they cultivate a variety of fruit and vegetables. On their farm, they keep cattle and chickens. They put great effort into cultivating their agricultural products, which they sell in the nearby towns of Kapan and Kajaran. Shoghik has many relatives and friends in these towns who help her in realization of her products.

Shoghik needs a loan of 1,000,000 Armenian drams to organise the work of hay gathering and to buy 3 calves. She hopes very much that Kiva lenders will help and support her.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 161
    View loans »
    Armenia Loans Fundraising
  • $17,086,950
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Shoghik to organise the work of hay gathering and to buy 3 calves.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
Mar 17, 2016