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Narine is a teacher with many years of experience teaching in the local school. She lives with her husband, daughter, son and mother-in-law. Narine's son Gurgen (in the photo) is 23 years old and studies at Public Administration Academy of the Republic of Armenia, where he is in the second course.
Narine's salary allows her to cover her household costs, but is not enough to save for Gurgen's education.
She has applied for this loan to pay for her son's university tuition. The loan is very important for Narine and her son. Gurgen dreams of becoming a lawyer after graduation and having a job with enough salary to be financially independent. This loan is important for him to continue his education and make his dream come true.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 157
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Narine to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014