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Zulfiqar is a hardworking 30-year-old man. He lives in Rawalpindi, Pakistan with his family. He is the father of 3 children. He has been running a small embroidery shop for 3 years. His embroidery items are liked by everyone. As his stock of embroidery material is almost finished at present he would like to purchase a new variety of embroidery materials including colorful threads, beads, stones, needles, lace and cloths. For that purpose Zulfiqar has requested a loan from Kiva's partner BRAC Pakistan. He is hopeful that the loan will be a productive one for his business. With the profit he earns he wants to construct his own house. He hopes that he will earn a sufficient profit so that he can easily pay back the loan amount as well as construct his own house. Zulfiqar feels very happy after taking the loan amount because this will help him to fulfill his needs.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 217
    View loans »
    Pakistan Loans Fundraising
  • $17,685,675
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Zulfiqar to purchase embroidery material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 20, 2013
Currency Exchange Loss:
Jun 17, 2014