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Umer is a 29-year-old enterprising man who has been running a shoe shop for 5 years. He has been selling quality shoes at a very reasonable rate due to which his sales are increasing day by day. He has 3 children and a wife. Umer has requested a loan from Kiva's partner BRAC Pakistan. With the help of this loan Umer would be able to expand his business. He would purchase new varieties of quality shoes to offer to his customers. This would increase his sales and net income. As they are living in a rented house Umer would purchase his own house with the profits. Umer is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 343
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Umer to purchase new variety of shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 20, 2013
Currency Exchange Loss:
Jun 17, 2014