Update on WilmaWilma is a married woman with two children. She is a very hard-working entrepreneur. Wilma is 45 years old and has two children who are in school.
Wilma has a "buy and sell scrap" business in the Philippines. Wilma requested a PHP 10,000 loan amount through NWTF to purchase more scrap to sell.
She successfully paid back her previous loan and is now requesting a new loan to further build her business.
Wilma has been in this business for three years. Wilma would like to save enough to provide a secure future for her family.
Previous Loan DetailsWilma is married and has a recycled materials business in the Philippines. She works hard to support her family. Wilma requested a PHP 12000 loan through NWTF to buy more recycled materials to sell. Wilma has been in this business for 2 years. In the future, Wilma would like to save eno... More from Wilma's previous loan »
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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