Toetu is 34 years old and married with two children. For the past three years, she has runs a small business selling pancakes in her community. Toetu joined SPBD in 2011 to gain access to capital.
Toetu is requesting a loan to buy sacks of flour, cooking oil, baking powder, plastic bags, and a frying pan. With her earnings, she will help improve her family's standard of living.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.