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Damaris Marbeli

Update on Damaris Marbeli

Damaris lives in the city of Ticuantepe. Together with her husband and children, she has put forth great effort to get ahead and obtain a better quality of life. With this new loan, she will be able to stucco her house and roof it so the rain won't harm her house anymore. She will buy the following materials: rebar, cement, sand, gravel, tiles, etc.

She works as a teacher at a school and it's difficult for her to save enough money to build her house all at once. She thanks Afodenic and Kiva funds for helping her to fulfill her dream and that of her children.
View original language description ↓
La señora Damaris habita en el Municipio de Ticuantepe, ella junto a su esposo e hijos se ha esforzado mucho para salir adelante y tener mejores condiciones de vida, con este nuevo financiamiento podra repellar su casa y realizar un embaldozado para que las lluvias no perjudiquen mas su casa ell aocmpra los siguientes materiales: Hierro, Cemento, Arena, Piedrin, Tablas etc, ella labora Docente en un centro educativo y su dificultad es no recoger de una sola vez el dinero necesario para contruir su casa, Gracias a Afodenic y Fondo Kiva por ayudarla a cumplir su sueño y el de sus hijos.

Previous Loan Details

Damaris lives in the municipality of Ticuantepe. She and her family strive daily to get ahead and have better living conditions. With this new loan Damaris will buy some of the building materials and supplies needed to finish her house. She will buy concrete blocks, rebar, cement, sand, gravel... More from Damaris Marbeli's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Damaris Marbeli buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 19, 2013
Currency Exchange Loss:
May 17, 2014