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Yadira De La Concepcion
Yadira lives in the municipality of Ticuantepe. She is a single mother, hardworking, and conscientious. Her greatest dream is to improve her conditions and give her son a better future. She has been a merchant for more than three years. She sells new and used clothing. With the loan she has been granted she will buy one bale of clothing and one of shoes, since her clients are asking her to sell shoes. With this she hopes her business will grow and that she will improve her income. She appreciates that Afodenic and Kiva have provided her support.
View original language description ↓
La señora Yadira habita en el municipio de Ticuantepe, madre soltera, trabajdora y esmerada su mayor sueño e spoder mejorar de condiciones y darle a su hijo un mejor futuro, ella es comerciante desde hace mas de 3 años vende Ropa nueva y de segunda, con este credito que se le ha otorgado comprara Paca de Ropa y una de Zapatos ya que sus clientes le piden que venda zapatos, con esto espera que su negocio crezca y obtenga mejores ingresos, Agradece el que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,251,375
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Yadira De La Concepcion to buy clothing and shoes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 19, 2013
Currency Exchange Loss:
Apr 16, 2014