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Luz Del Carmen
Luz is a very friendly, hard-working, responsible person who lives in her own home together with her husband and grandchildren. Her business is a store which is doing well. She has been running it for a number of years. She uses the profits that she makes from her sales to cover some of her household expenses.

Luz is requesting this loan to buy eggs, basic grains, oil, sugar, etc. with which to stock her business as she sometimes finds herself without enough merchandise and therefore loses sales. She would like to improve her stock levels so that she doesn't lose customers through a lack of goods. This will make her better income and she will be able to provide her family with better financial stability.
View original language description ↓
Doña Luz es una persona muy amable, trabajadora, y responsable con las personas que la rodean, actualmente vive en casa propia con su esposo y sus nietos, posee una tienda como negocio fuerte para ella en la cual lleva ya varios años trabajando con las ganancias que obtiene de sus ventas logra cubrir algunos gastos de su hogar. Doña luz solicita un crédito para poder comprar huevos, granos básicos, aceite, azúcar, etc. para surtir su negocio debido a que muchas veces se queda sin mercadería y pierde de vender por falta de ello y así podrá establecer en abastecimiento su tienda para no perder clientes por la falta de producto y podrá obtener mejores ingresos y le dará a su familia una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 588
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Luz Del Carmen to buy eggs, basic grains, oil, sugar, etc.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
May 7, 2013
May 24, 2013
Currency Exchange Loss:
Jun 17, 2015