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The borrower lives with his family in their own home and he has been involved in agriculture for several years. When the harvest season is over he works on a farm near his residence. Between the money he makes from selling basic grains and the money earned working, he helps cover household expenses.

The borrower is requesting a loan to buy fertilizers, pesticides, herbicides, etc. to improve his crop and income so he can continue helping with expenses at home.
View original language description ↓
El cliente vive con su familia en casa propia, se dedica a la agricultura desde hace varios años, cuando ha pasado la cosecha trabaja de jornal en una finca que esta cerca de su lugar de residencia, con las ventas que realiza de sus granos básicos y con el pago de su trabajo ayuda en los gasto de su casa. El cliente solicita un crédito que le permita comprar abonos, pesticidas, herbicidas, etc. y poder seguir con sus cosechas para poder obtener mejores ganancias y tener seguir ayudando en los gastos de su casa.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 550
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy fertilizers, seeds, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2013
May 21, 2013
Currency Exchange Loss:
Apr 16, 2014