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Hrachya is from Syuniq village in the Syuniq region, one of the coldest regions of Armenia. The local people here are mostly involved in cattle breeding and some limited land cultivation.

Hrachya lives with his wife and daughter. He keeps a cow, a mother pig, six little pigs and 50 chickens. He works hard in order to sustain his family.

This hardworking farmer with a perfect credit history has applied for a loan to purchase a cow and two calves. This will enable him to expand the farm, gather more agricultural income and ensure a better life for his family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 112
    View loans »
    Armenia Loans Fundraising
  • $16,727,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Hrachya to pay for a cow and two calves.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 22, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2015