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Ms Razia is a married woman who is living with her husband and four children in Punjab, Pakistan.

She has been doing hand embroidery for about three years. She makes beautiful patterns for the people of her community. Her designs are much in demand, and she has managed to build a clientele that allows her to contribute to the expenses of her home.

To help her continue her operations, she has requested a loan of Rs. 35,000 to buy thread in different colors, and packs of beads, sequins, and stones for embellishment. In this way, she would be able to cater consistently to more customers and increase her income.

Razia dreams of a bright and prosperous future for her children. She is in her sixth loan cycle and very thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 318
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Razia to buy thread in different colors and packs of beads, sequins, and stones for embellishment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 20, 2013
Currency Exchange Loss:
Mar 21, 2014