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Nashkhun is from Krashen village in the Shirak region, where she lives with her husband and son. Together with her husband, Nashkhun is engaged in agriculture. She keeps 4 cows, 14 sheep, 2 pigs, 20 chickens and 10 colonies of bees and also cultivates wheat and barley. Nashkhun gets milk and other milk products and her husband sells the gathered agricultural products locally. The income from selling is very important for Nashkhun and her husband to be able to sustain the family's life. As farming business is the only source of their income, Nashkhun would like to expand it. Having no financial means to do so, Nashkhun has requested a loan from SEF International. With the loan's help, she will purchase five sheep, fertilizer and seeds for the land cultivation. This will give Nashkhun an opportunity to cultivate more fruits and vegetables and gather high income, which is vital for Nashkhun and her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 178
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Nashkhun to buy five sheep, fertilizer and seeds.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2015