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Gulnora is a married woman with two children. She is 33 years old. Gulnora lives in Tursun-zoda. Currently her husband works as a migrant abroad. Gulnora herself works in retail and contributes equally with her husband to her family's financial wellbeing. She rents a grocery store at the central city market where she sells various products, such as tea, coffee, sugar, candy, cookies, oil, mayonaise, ketchup etc. Gulnora has been managing her store for two years. She is naturally a kindhearted and empathic person. She is always respectful to her clients and tries to provide them with quality products. Currently Gulnora plans to increase goods turnover rate in her store and is requesting a loan to purchase additional grocery inventory.
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Гулнора замужняя женщина с двумя детьми. Ей 33 года. Она проживает в городе Турсунзаде. В данный момент ее муж находится на заработках за границей. Гулнора работает продавщицей и наравне мужа обеспечивает семью. На центральном рынке города у нее имеется магазин. Она продает продукты питания, в частности: чай, кофе, сахар, конфеты, печенье, растительное масло, майонез, кетчуп и т.д. Гулнора занимается торговлей уже два года. По натуре Гулнора доброжелательный и отзывчивый человек. Она обходится своими клиентами с уважением и старается обслуживать их качественно. Сейчас Гулнора намерена увеличить товарооборот и запрашивает кредит для закупа ассортимента продуктов питания.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,061,500
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Gulnora to purchase an assortment of groceries for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 21, 2013
Currency Exchange Loss:
Jun 17, 2014