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Balikyewunya Women's Group
In this Group: Mariam, Regina, Samalie, Florence, Dezilanta, Margaret, Patrick, Herman, Sarah, Florence
Mariam Nakazzi has been the chairperson of Balikyewunya women's group in Gayaza for six and a half years. She is single with six children and she cares for her sister who is in a tailoring school in Gayaza. Of her children, two are out of school and managing their own families while four are studying.

Mariam's business is selling used clothing including bed sheets, curtains and nets. She has done this for 15 years. She transacts her business by moving from one busy location to another to daily markets around her home area. She buys her stock in bales from Kampala once every week and business is good. People like secondhand clothes because they are unique and long lasting unlike new clothes. From one bale, on average Mariam makes a profit of $50 and sometimes more depending on the quality of the products. Mariam intends to use the loan to buy more bed sheets, curtains and nets for sale. Her dream is to one day open up an outlet in the trading centre so that she can sell from one place while she hires someone else to do the walking around with other stock. She believes this will increase her income, hence more profits.

Mariam will share this loan with the other group members.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 1,615.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Balikyewunya Women's Group's $4,000 loan helped a member to buy more bed sheets, curtains and nets for sale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Sep 6, 2008
Aug 7, 2008
Currency Exchange Loss:
Feb 15, 2009