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Anne Keru
My name is Anne. I am the first born in a family of three. I am in year two, currently pursuing a 4-year undergraduate degree in Actuarial Science and doing accounting at the same time. It has been a dream come true to be in Strathmore University because of its quality education and good brand name. This has been possible through a 40% Strathmore University scholarship. My grades have been good: scoring an average of an A in my first year.

I need a loan in order to purchase a laptop. I will ensure that I repay every month, so that other people can get access to Kiva loans in the future. The laptop loan will enable me to carry out extensive research, to do my assignments, and access notes in Strathmore's E-learning system. The laptop loan will also enable me to learn new skills online, like programming and Microsoft Excel, which I will learn by myself. This will enable me to be a better student and, therefore, realize my dream of being an actuary.

I am a hardworking, self-motivated and ambitious person with the desire for knowledge. I also love charity work, and I have participated in charitable activities like mentoring girls in Kitui, Kenya, and working in a children’s home. I intend to participate in the spirit of Kiva after I finish my studies, in order to make people’s dreams come true like mine.

Additional Information

More information about this loan

This loan is part of Strathmore's laptop program, providing students with financing to purchase their own laptops. The goal is to equip students with all the tools they need to become transformative leaders in the digital age. The laptop this student buys will also help them connect with the digital e-library resources at Strathmore and support the development of their ideas and skills. This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.

About Kenya

  • $1,800
    Average annual income
  • 533
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 83.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Anne Keru to buy a laptop to access E-learning and acquire IT skills.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 27, 2013
May 19, 2013
Currency Exchange Loss:
Jun 21, 2014