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Juanita, 47 years old, is a resident of Silang, Cavite, Philippines. She is married to Virgilio and is a mother to their children. She and her husband manage their household while operating their business. They work hard to earn income for their everyday needs.

Juanita is an egg retailer. She buys eggs from wholesalers and then sells them at a little profit. Customers buy their eggs from her due to the low selling prices she offers. She also has a variety store. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine Pesos (PHP) in sales every day.

Juanita is requesting a loan of PHP 10,000 that she will use to purchase additional eggs. She will also use the money to buy grocery products for her variety store.

Juanita dreams that her business will continue to grow and hopes to have a better life. She meets up with her co-fellowship* members to share stories of her work every week and where she can draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 399
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Juanita to buy more eggs and grocery products.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 7, 2013
May 19, 2013
Currency Exchange Loss:
Sep 17, 2013