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Sirly Johanna
Sirly lives in Guayaquil. She started by selling catalog products, and little by little improved her sales. In order to start a larger business, she invested capital in a stationery and gift store. Currently she has a stationary store and still sells by catalog. She works on her own from 8 a.m. until 9 p.m. She sells notebooks and thanks God that she is not having difficulties in her business.

She is single and has a five-year-old daughter who has recently started school. With the loan she wants to buy school supplies and uniforms, as classes have begun. Her dream is to have another store for her family, so that she can raise her daughter with no difficulty.
View original language description ↓
La clienta Sirly vive en Guayaquil. Comenzó vendiendo productos por catalogo poco a poco mejoro sus ventas. Para emprender mas grande su negocio invirtió capital para un bazary papeleria. En la actualidad tiene una papeleria y sigue vendiendo por catalogo.

Ella trabaja sola desde las 08h00 hasta las 21h00 pm. Ella vende cuaderno, le da gracias a Dios por no tener dificultades en su negocio. Es soltera tiene una hija de 5 años que recién va a la escuela,

Con el préstamo quiere comprar útiles escolares, uniformes ya que empezaron las clases. Su sueño es poder tener otro bazar por su familia para poder criar a su niña sin ninguna dificultad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Sirly Johanna to buy school supplies and uniforms.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 14, 2013
May 18, 2013
Currency Exchange Loss:
Nov 21, 2013