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The client lives in her own home with her husband and one-year-old child. She has made and sold brushes for washing clothing for three years. With her income and her husband's help, she and her husband are able to cover their household costs. The client is requesting a loan for the purchase of the necessary materials for making her brushes, such as coloured bristles, wood, and adhesive. She has many customers because this is a very sellable product. With this investment, she will be able to have a better income and provide her family with greater economic stability.
View original language description ↓
la clienta vive en casa propia con su esposo y su hijo de 1 año de edad, ella se dedica a la venta y elaboracion de cepillos para lavar ropa desde hace 3 años, con las ganancias que obtiene y con la ayuda de su esposo logran solventar los gastos de su hogar, la clienta solicita un credito para poder comprar los materiales que necesita para la elaboracion de los cepillos como: cerdas de colores, madera y pegamento ya que tiene mucha clientela pues es un producto muy vendible, y asi ella pueda tener mejores ganancias y darle a su familia una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in a vulnerable situation due to the lack of access to eduation and a decent job. Moreover they are in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 558
    View loans »
    El Salvador Loans Fundraising
  • $31,853,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to buy coloured bristles, wood, and adhesive.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2013
May 20, 2013
Currency Exchange Loss:
Jan 25, 2014