This group is comprised of five enterprising members. One of these members is Maria, a 35-year-old married woman. For the past 10 years, she has sold pig meat and food products such as fried meat, pork rinds, and pig heads. Her sister helps her with the business. She has been a client of the institution for seven years and has demonstrated herself as making good payments. She will invest the loan into buying pig meat such as pork, ribs, and heads. From her previous loan, she was able to increase her products to sell soup on the weekends.
Karen, 30 years old, has a small convenience store business. Susana, 31, sells vegetables, cheese, and cream by driving in a truck with her husband. Angela, 49, sells new clothing, soft drinks, Avon cosmetics, and cell phone chargers. Jacqueline, 32, makes and sells tortillas and clothing.
Este grupo está formado por cinco socias emprendedoras una de ellas es María es una mujer de 35 años , casada, desde hace 10 años vende carne de cerdo y producto de comida derivado del cerdo como el frito, chicharrón, cabeza de chancho, su hermana le ayuda en el negocio tiene de ser clientes de la institución siete años ha demostrado ser clientes buena paga, el crédito lo invertirá en la compra de carne de cerdo como posta, costillas, cabeza del cerdo, en el crédito anterior logro aumentar sus productos en la venta de sopa los fines de semanas, Karen tiene 30 años de edad y su negocio es una pulpería en su domicilio, Susana tiene 31 años de edad y su negocio es la venta de verduras, queso, crema ambulante en una camioneta con su esposo, Angela tiene 49 años de edad su negocio venta de ropa nueva, gaseosas variadas, cosméticos de la Avon y recargas electrónicas de celulares y Jacqueline tiene 32 años de edad y su negocio es la hecha y venta tortilla y ropa nueva.
Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.