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Reconciliacion Group
In this Group: Consuelo Filomena, Jenny Balbina , Candida Maria
This group is made up of three associates, one of them is Jenny who is 48 years old, single and has three children who are 28, 25 and 19 years old. Her business is making and selling tortillas as well as cooked beans and firewood. Her mother in law helps her to make the tortillas in her business alongside Jenny. The loan will be invested in purchase flour by the pound, raw beans and firewood. Cándida is 51 years old and her business is selling natural refreshments and soaps on the weekends and Consuelo is 52 years old and her business is running a grocery store out of her home.
View original language description ↓
Este es un grupo formado por tres socias una de ellas es Jenny tiene 48 años de edad, soltera, con tres hijos de 28, 25 y 19 años de edad, su negocio es la hecha y venta de tortillas así como frijoles cosidos y leña. Su nuera le ayuda a echar las tortillas en el negocio junto con ella. El crédito lo invertirá en la compra de masecas por quintal, frijoles crudos por quintal, flete de leñas. Cándida tiene 51 años de edad y su negocio es la venta de refrescos naturales y sopas los fines de semana y Consuelo tiene 52 años de edad y su negocio es una pulpería en su domicilio.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Reconciliacion Group's $2,325 loan helped a member purchase basic necessities like flour by the pound, beans, and firewood.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 17, 2013
Currency Exchange Loss:
Jan 18, 2014