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Rosa A. Group
In this Group: Fabiola De Fatima, Rosa Amelia , Mariela Suyen
This group is made up of three members, one of whom is Rosa Amelia. She is a 44-year-old woman, married with two children ages 17 and 21. She has sold new clothing, raised hogs, and sold nactamales [tamales] for four years. Previously she only sold clothing, but she has diversified her activities by investing her income. Her eldest child helps her with the business. She will invest this loan in the purchase of men's and women's pants, men's and women's shirts, t-shirts, boys' and girls' clothing, and for the purchase of a live hog.
With her previous loan she expanded her inventory by investing in Zafiro-brand clothing and Zermat cosmetics. She sells her items for cash. She will invest in the purchase of sandals. She has been a client of the institution for 18 months.
Mariela is 30 and sells new clothing. Fabiola is 30 and sells new clothing and shoes.
View original language description ↓
Este grupo está formado por tres socias una de ellas es Rosa Amelia mujer de 44 años de edad, casada, tiene dos hijos de 17 y 21 años de edad, tiene cuatro años de dedicarse a la venta de ropa nueva y destace de cerdos y venta de nacatamal. Anteriormente solamente se dedicaba a la venta de ropa lo cual ha diversificado su actividad con la inversión de sus ganancias. Su hijo mayor le ayuda en el negocio. El crédito lo invertirá en la compra de pantalón de varón, pantalón de mujer, camisas de damas, camisas de varón, camisetas, trajes de niños, trajes de niñas y la compra de cerdo en pie. Con el crédito anterior aumento sus inventarios en la inversión de prendas con Zafiro, productos cosméticos de la Zermat este lo vende de contado invirtió en sandalias ella tiene 18 meses de ser cliente de la institución. Mariela tiene 30 años de edad y su negocio es la venta de ropa nueva y Fabiola tiene 30 años de edad y su negocio es la venta ropa nueva y zapatos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 45
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosa A. Group's $1,075 loan helped a member to buy new clothing such as men's and women's pants, shirts, t-shirts, children's clothing, and to buy a hog.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 17, 2013
Currency Exchange Loss:
Nov 17, 2013