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Maria Esther
Maria lives in Quevado. She started her business when she met someone who went to the same church that she does and who makes purses. In order to have income, Maria started to sell the purses of the person that she met at the church. Little by little, she started to have income.

She currently works together with her husband from 8:00 a.m. until 6:00 p.m. She does not have any difficulty. She is married. Her husband works as a bricklayer, and he helps her sell the purses. She has two children, and they go to public school.

She will use the loan to buy clothes, shoes, and purses. Her dream is to have the capital to have a restaurant, to finish making her house, to have her health in order to work, and to give her children what they need.
View original language description ↓
La clienta Maria vive en Quevedo. Ella comenzó su negocio cuando conoció a una persona que asistía a la misma iglesia de ella y que elaboraba carteras. Maria para tener ingresos comenzo a vender las carteras de la persona que conoció en la iglesia. Poco a poco comenzó a tener ingresos. En la actualidad trabaja con su esposo junto desde las 8h00 hasta las 18h00.

No tiene ninguna dificultad. Es casada, su esposo trabaja también como albañil y le ayuda a vender las carteras. Tiene 2 hijos los cuales estudian en escuela fiscal.

Con el préstamo va a comprar ropa zapatos y carteras. Su sueño es tener un capital para tener un restaurante, terminar de hacer su casa y salud para trabajar y darles a sus hijos lo necesario

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Maria Esther to buy clothes, shoes, and purses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Jun 2, 2013
Currency Exchange Loss:
Jun 7, 2014