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Donis Francisco

Update on Donis Francisco

Donis is from Santa Rosa, a small region on the outskirts of Estelí. He is married and has four children who are 13, 12, 8, and 2 years old, three of whom are in school. He started his business growing coffee ten years ago when he was 28 years old and his mother left him some land with about 5.2 acres of cultivated coffee fields. From then one he has been growing and harvesting coffee, using his profits to buy more land to expand his plantings. He also grows corn, beans, tomatoes, and sweet peppers. His wife helps him with his work. He sells his produce locally to street vendors. He has another source of income, which is from his wife's small grocery store. He would like to sell his produce in the capital of Managua because they pay better prices there for coffee, corn, beans, tomatoes, and sweet peppers. The goals he has for his business are to have good yields on his crops and to get good prices when he sells.

He is asking for this loan to buy fertilizers, manure, and fungicides to treat an area of about 5.2 acres of coffee. He expects this loan will help him increase his production because it will be a good agricultural treatment for his crops. His plans for the future are to buy land to grow more organic coffee and to buy materials and farming equipment. His short-term goals are to increase his yield from the upcoming 2013-4 harvest.
View original language description ↓
Donis es originario de Santa Rosa, una pequeña comarca es las afuera de Estelí, es casado tiene cuatro hijos con las siguientes edades: 13, 12, 8, y 2 años, de los cuales tres están en la escuela. Inicio sus actividades en el cultivo de café hace 10 años, cuando su madre le heredo un terreno de tres manzanas cultivadas de café, a la edad de 28 años, desde entonces ha venido cultivando y cosechando café, obteniendo ingresos con los cuales compro más terreno para ampliar el área de siembra. Él se dedica también a la siembra de maíz, frijol, tomate y chiltoma En estas actividades lo apoya su esposa. El producto lo comercializa en la localidad a comerciantes ambulantes. Tiene otros ingresos, los que comparte su esposa del negocio de una pequeña pulpería. Le gustaría comercializar su producto en la capital Managua, porque ahí pagan a un mejor precio los productos; café, maíz. Frijol, tomate y chiltoma. Las expectativas que tiene para su negocio, son: Obtener buenos rendimientos en sus cultivos y obtener buen precio de comercialización.
El préstamo lo solicito para la compra de fertilizantes, abono, fungicidas para darle mantenimiento a un área de tres manzanas de café. El estima que este crédito le ayudara a levantar sus rendimientos de producción, porque le dará un buen manejo agronómico a su cultivo. Sus planes futuros son comprar un terreno para cultivar más café orgánico y comprar materiales y equipos agrícolas. Sus metas próximas son incrementar los rendimientos de su próxima cosecha en el ciclo 2013 - 2014.

Previous Loan Details

Donis, 36, was born in the community of Santa Rosa-La Rica, Yali. He’s married and has four children. He’s a coffee planter. He started out farming beans and corn when he was 15 years old; he helped his father do the farming chores. Later, his father helped him plant two manzanas (Central ... More from Donis Francisco's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 36
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Donis Francisco to buy fertilizers, manure, and fungicide to treat an area of about 5.2 acres of coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2013
May 20, 2013
Currency Exchange Loss:
May 18, 2014