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Alfredo’s 58-years-old, married and living with his wife and three children at present. He intends to use the loan to buy supplies like fumigation and also to help pay for labor costs. He aims to provide maintenance for his plants so that they will not suffer any damage and production will not be lost. In this way, his coffee growing project will be able to generate higher profits to contribute to his family.

He does not have the capital needed for said purchase because his resources are limited and he has no way of getting the money needed for this. This is why he requested a loan, the first one he’s gotten from Fudecosur. He’s had no previous loans from state banks and Fudecosur has provided the best terms and a much lower interest rate.
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Alfredo tiene 58 años de edad, esta casado y vive con la esposa y tres hijos actualmente. El con crédito pretende comprar insumos como, fumigantes, y a su vez ayudarse con la mano de obra. El piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, el no cuenta con el capital necesario para dicha compra, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 497.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Alfredo to fumigate his coffee plants.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 14, 2013
May 17, 2013
Currency Exchange Loss:
May 17, 2016