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Jovita is 36 years old, married and has two children. She lives in a village in the municipality of Azacualpa, Santa Barbara. She has always worked as a merchant. As of three years ago, she started selling clothes such as blouses, shirts, socks and underwear for ladies and gentlemen. She makes her sales as a mobile street vendor in her community and nearby. She is requesting a loan of 15,000 Lempiras to buy more goods to offer to her customers. She will buy various clothes for both men and women, as well as underwear. Her dream is to increase sales and profits to give her family a better quality of life and also to build a permanent stand to stabilize her business.
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Jovita, tiene 36 años de edad, es casada, tiene dos hijos y vive en una aldea del municipio de Azacualpa, Santa Bárbara. Siempre se ha dedicado al comercio, hace tres años que empezó a vender ropa como blusas, camisas, calcetines, y ropa intima para damas y caballeros. Las ventas las realiza de manera ambulante en su comunidad y alrededores. Esta solicitando un préstamo por 15,000 lempiras para comprar más mercadería y ofrecer a sus clientes. Va comprar ropa variada para damas, caballeros y ropa interior. Su sueño es incrementar las ventas y las ganancias para darle calidad de vida a su familia y tambien poder construir un local para establecer el negocio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 33
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jovita to buy various clothing for both men and women, as well as underwear.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 17, 2013
Currency Exchange Loss:
Sep 17, 2014