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Alamar is 56 years old, married and lives with his wife. With the loan, he intends to buy agricultural supplies such as fertilizers, pest-control sprays, and at the same time hire laborers to help him.

He plans to maintain his plantings so that they won't suffer any damage, and production won't be lost. This way, with his coffee-growing project he will be able to generate more income to contribute to his family.

He doesn't have the necessary capital for this purchase nor for this hiring, as he is a low-income person and does not have the means to acquire the money necessary for this. So he applied for a loan. This is the first loan he has received from Fudecosur. He had not had other loans before from regular banks, but Fudecosur has offered him a loan with better terms and at a much lower interest rate.
View original language description ↓
Alamar tiene 56 años de edad, esta casado y vive con la esposa actualmente. El con crédito pretende comprar insumos como abonos, fumigantes, y a su vez ayudarse con la mano de obra. El piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, el no cuenta con el capital necesario para dicha compra, ni dichos contratos, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 497.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Alamar to buy agricultural supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 14, 2013
May 17, 2013
Currency Exchange Loss:
Jan 17, 2015