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Abiana is 30 years old and is married. She lives with her two children and her husband. She plans to use the loan to buy merchandise which she will resell. She has thought about buying merchandise at wholesale so that she has a better profit margin and so that she can sell her goods in the local market as well as nearby areas. This will allow her to have good profits and improve her economic stability and quality of life.

This is the first loan she has received through FUDECOSUR. She has never taken out loans with other financial institutions, but FUDECOSUR provides loans with an easier application process and an interest rate that is much lower than other institutions.
View original language description ↓
Abiana, tiene la edad de 30 años, está casada, vive con sus dos hijos y el esposo actualmente. Ella con el crédito pretende comprar mercadería para su posterior venta. Ella tiene pensado comprar mercadería al mayoreo para que le sea más cómodo y obtener más ganancias y poder vender la mercancía en el mercado de la localidad y alrededores, para obtener buenas ganancias y una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 497.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Abiana to buy merchandise.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 15, 2013
May 17, 2013
Currency Exchange Loss:
Aug 17, 2015