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Rina Maribel
Rina is 40, responsible, and hardworking. She lives in her own house with her two sons, ages 15 and 13, who are students. She sells perfumes, creams, deodorants, and more. The business generates a good income to meet her needs.

Rina has applied for a loan to buy materials such as cement, bricks, sand, and more to build a wall at the front of her house and to pay laborers. This way, she and her family will be able to live safely.
View original language description ↓
Doña Rina de 40 años de edad es una persona muy responsable y muy trabajadora, vive en casa propia con su esposo y sus dos hijo de 15 y 13 años de edad ellos estudian actualmente, ella se dedica a la venta de perfumes, cremas, desodorantes, etc. que es un negocio que ella considera que le deja buenas ganancias para sus necesidades, Doña Rina esta solicitando un credito para la compra de materiales como cementos, arenas, ladrillos etc. para la construcción de un muro que piensa realizar enfrente de su casa y tambien para poder pagar la mano de obra y asi puedan vivir mas seguros ella y su familia.

Additional Information

More information about this loan

This loan is a special product offered by Apoyo Integral to help impoverished individuals in El Salvador make improvements to their homes, so as to offer safer and healthier living conditions to their families. These are individual loans for which the Field Partner has significantly lowered their guarantee standards because
the borrower is grouped with other Apoyo clients in a solidarity agreementNormally, families at certain income levels are not eligible for housing loans. However, since group members are cross guaranteeing one another, Apoyo Integral has decided to fund these loans. Further, the field partner is working through local community development organizations to not only determine which families are the best candidates for the loans but also to offer technical assistance and education for loan recipients covering topics such as financial education, proper hygiene and sanitation, and efficient use of electricity.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 710
    View loans »
    El Salvador Loans Fundraising
  • $29,637,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rina Maribel to buy cement, bricks, sand, etc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 17, 2013
Currency Exchange Loss:
Jan 17, 2015