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Joffre Javier
Jofre lives in Quevedo. He began by helping a woman sell vegetables and fruit. Little by little he saved money and decided to start buying and selling fruits and vegetables on his own. Currently he is continuing with this business selling fruits and vegetables.

He has no difficulty at the moment. He is not married, and has one child who does not go to school yet.

With the loan he wants to buy vegetables and fruits so that he can have more basic groceries for his customers. His dream is to have a large business and to improve his financial stability.
View original language description ↓
El cliente Jofre vive en Quevedo. Empezó ayudándole a vender a una señora legumbres y frutas. Poco a poco ahorro dinero y decidió comenzar a comprar y a vender por si solo las legumbres y verduras. En la actualidad continua con ese trabajo de venta de verduras y vegetales.

Por el momento no tiene ninguna dificultad, no es casado, tiene 1 hijo pero no estudia todavía.

Con el prestamo quiere comprar legumbres, frutas para tener mas viveres de premera necesidad para sus clientes. Su sueño es tener un negocio grande y mejorar su estabilidad económica.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 33
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Joffre Javier to buy vegetables and fruits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 17, 2013
Currency Exchange Loss:
Jul 2, 2014