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Frederik is a 27-year-old hard worker and married father of a 1-year-old child who lives in the rural south central Albania with his family. He is the only one to provide financially for his family, yet this makes him happy according to him. “I love to help financially and other ways. I feel in charge. Having money is always good, but at the same time for poor people like me, it remains a dream; so we are happy with as little as we make or have…” Frederik said, smiling.

Frederik has been in the construction industry for the past 10 years, and he expresses his gratitude for having this opportunity to make some money. In addition to it, he takes care of some goats he has and sells fresh dairy products to locals.

The loan that Frederik is applying for now is to build a stable for his goats.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 109.0
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Frederik to build a stable for his goats.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 10, 2013
May 19, 2013
Currency Exchange Loss:
Jun 18, 2015