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Irshad is a 46-year-old married woman who has been in the business of milk sales for the past 10 years. She has two milk cows and sells their milk to many of her neighbors, along with butter and that she makes from the milk. Her husband is a private employee, but her husband's income is not sufficient to meet all their expenses with ease. That is why she is working hard to contribute to the family income. She has three children, and two of them are school-going.

Irshad is very motivated to provide them a beautiful life with good education, food, and clothing. She has improved her business to meet the day-to-day expenses of life. Currently, she requested a loan of Rs. 25,000 to purchase one more cow. In this way she would be able to inflate her sales. She expects a boost in her earnings and wishes to spend part of her income on providing a quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 264
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Irshad to purchase one more cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
May 19, 2013
Currency Exchange Loss:
Jun 17, 2014