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Arfana is a 33-year-old married lady. She has been in the stitching business for six years now and is proud to be contributing to her household income. She accepted the fact that if her husband works alone for their family, they will not be able to meet the expenses of household with the educational needs of the children. That is why she started sewing clothes at home to support her family. She, together with her husband, manages their household while operating a business.

At this time, she is working hard to continually provide income for their everyday expenses. Now she requested a loan of 25,000 PKR to purchase more reels of thread with packs of buttons, zippers and laces in different colors. In this way she will be able to complete the orders of her regular customers on time.

Arfana hopes to expand her business and dreams of giving a good and quality education to her children through all of her hard work for her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 285
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Arfana to purchase more reels of thread with packs of buttons, zippers and laces in different colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 19, 2013
Currency Exchange Loss:
May 17, 2014