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A teacher in the past, Nubar has been trading since 2009 in different kinds of food products from her shop in Artashat town. Nubar works hard to have good sales and gather income, which is very important for sustaining her family of five: Nubar herself, her son, daughter-in-law and two little grandchildren.

Due to her hard work and kind attitude toward people, Nubar has gained many loyal customers.

Now, in order to create comfortable conditions and meet her clients' needs, Nubar has applied for this loan to SEF International. With the requested loan, Nubar will renovate her shop and will be able to purchase more vegetables and sell them to customers.

The loan is very important for Nubar to improve her shop and gather more income, which is very important for sustaining her family's life.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Nubar to pay for renovation of the shop, and vegetables to sell to customers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 19, 2013
Currency Exchange Loss:
Jan 17, 2014