David is a 31-year-old married man. He has two children: a baby and an 8-year-old. He describes himself to be visionary. He operates an electronics shop and a money transfer service where he sells electronics. He has been involved in this business for two years. His business is located in an urban area, and his primary customers are local residents. He describes his biggest business challenge to be financial constraints. He will use the 50,000 Kenyan shillings loan to buy more electronics to sell. He hopes that in the future, he will educate his children and also buy a car.